ExpressPay2Me – Terms & Conditions

Last Updated: January 2026

1. Acceptance of Terms

By creating an account, initiating a transaction, or otherwise using ExpressPay2Me (the “Service”), you agree to these Terms & Conditions (the “Terms”) and our Privacy Policy. If you do not agree, do not use the Service.

2. Definitions

3. Nature of the Service (Non-Custodial)

ExpressPay2Me is a non-custodial digital asset routing, notification, and facilitation service.

4. Smart Contracts and Conditional Routing

Certain transactions may utilize Smart Contracts as conditional, intermediary routing mechanisms to facilitate delivery, acceptance, or return of Digital Assets.

Smart Contracts used by the Service may temporarily hold Digital Assets solely to enable predefined conditions, including:

ExpressPay2Me does not exercise discretionary, manual control over assets held within Smart Contracts. Movement, return, or destruction of Digital Assets occurs according to Smart Contract rules and underlying network conditions.

Blockchain transactions are final once confirmed by the network. Please review recipient details, wallet compatibility, asset type, and network selection before sending. Completed transactions generally cannot be reversed.

5. User Responsibility

You are solely responsible for:

Blockchain transactions are generally irreversible. Incorrect addresses, networks, or asset selections may result in assets not being recoverable.

Certain conditional outcomes, including cancellation or return of funds, may involve standard blockchain network fees as described in these Terms.

6. No Recovery or Chargebacks

Because the Service is non-custodial and transactions are recorded on blockchain networks, transactions generally cannot be reversed, canceled, refunded, or charged back. ExpressPay2Me cannot retrieve lost funds or modify blockchain records.

7. No Advice

ExpressPay2Me does not provide legal, tax, financial, investment, or compliance advice. You are solely responsible for determining the legal and tax consequences of your use of the Service.

8. User as Principal; No Agency

Users act solely on their own behalf. ExpressPay2Me does not act as an agent, representative, or intermediary with discretionary authority for any user, and does not enter into transactions on behalf of users except as technically necessary to facilitate conditional routing described in these Terms.

9. Eligibility

10. User Responsibility and Legal Compliance (Global)

You are solely responsible for complying with all applicable laws, regulations, sanctions, reporting obligations, and tax requirements in your jurisdiction, including those imposed by United States federal authorities and any foreign, international, or governmental bodies.

The Service may not be available in all jurisdictions. You are responsible for determining whether use of the Service is permitted in your location.

11. Prohibited Use

You may not use the Service for:

We reserve the right to restrict, suspend, or terminate access to the Service if we reasonably believe you have violated these Terms.

12. No Monitoring or Screening

ExpressPay2Me does not monitor, screen, or review transactions for legal, regulatory, sanctions, or tax compliance and makes no representations regarding transaction legality.

13. Fees

Any applicable service fees are disclosed prior to transaction initiation. Blockchain network fees are determined by the underlying network and are not controlled by ExpressPay2Me.

A standard $1 network fee applies to initiating a send. The same $1 network fee also applies if a Sender cancels a transaction prior to claim or if funds are automatically returned to the Sender after the applicable claim window expires.

Network fees are assessed to cover on-chain transaction costs and are not refundable once incurred.

14. Third-Party Services

The Service may interact with third-party Wallets, blockchain networks, protocols, or infrastructure providers. ExpressPay2Me is not responsible for the availability, security, or performance of third-party services.

15. Service Availability

The Service is provided “as is” and “as available.” ExpressPay2Me makes no guarantees regarding uptime, speed, availability, or error-free operation.

16. Limitation of Liability

To the maximum extent permitted by law, ExpressPay2Me is not liable for:

Your sole remedy is discontinuation of use.

17. Intellectual Property

All software, interfaces, branding, and content associated with ExpressPay2Me are the property of Omnimark Enterprises LLC or its licensors. No ownership rights are transferred to users.

18. Government and Regulatory Requests

ExpressPay2Me may comply with lawful requests, orders, or directives from United States or foreign governmental, regulatory, or law enforcement authorities where required by applicable law.

19. Modifications

These Terms may be updated from time to time. Material changes will be reflected by an updated “Last Updated” date. Continued use of the Service after changes become effective constitutes acceptance.

20. Governing Law

These Terms shall be governed by applicable United States federal law and, where applicable, the laws of the state in which ExpressPay2Me is organized, without regard to conflict-of-law principles.

21. Arbitration

Any dispute arising from or relating to these Terms or the Service shall be resolved through binding arbitration, except where prohibited by law.

22. Severability

If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.

23. Entire Agreement

These Terms constitute the entire agreement between you and ExpressPay2Me regarding use of the Service and supersede all prior agreements or understandings.